Foldera, Inc. Privacy Policy

Foldera, Inc. ("Foldera") is committed to the concept of maintaining your right to privacy. This Policy applies to the products, services and websites provided by Foldera and/or affiliated companies ("Foldera"). This Foldera Policy applies to data collected by Foldera through its sites and services; it does not apply to data collected through other sites, products or services. Other sites and services linked to and/or from this web site have their own privacy policies that can be viewed by clicking on the links they provide.

If you have any questions about this Policy, please feel free to contact us at info@foldera.com.

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Collection and Use of Information

We offer a number of services that require you to register for an account and/or provide personal information to us. In order to provide our full range of services, we may collect the following types of information:

• Personal Information - You need a Foldera account to access Foldera. Foldera asks for some personal information when you create a Foldera account, including your alternate contact information and a password, which is used to protect your account from unauthorized access. A Foldera account allows you to access many of our services that require registration. Upon account creation, you may also be asked for personal information such as your e-mail address, name, home or work address or telephone number. We may also collect demographic information, such as your ZIP code, age, gender, preferences, interests and favorites. We do not sell, rent or otherwise share your personal information with any third parties except in the limited circumstances described in this Privacy Policy, such as when we believe we are required to do so by law. In addition to personal information, we may also collect information about your business or organization, such as location, products, services, hours of operation, phone number, and your yellow page classification. Such business information and personal information, may be provided to advertisers or partners, served in context-sensitive advertisements on Foldera, or otherwise disseminated and published on the Internet unless you choose to keep it private. Information collected on Foldera may be aggregated with information obtained from other Foldera services and other companies.
  
  Foldera stores, processes and maintains your emails, instant messages, contact lists, documents, images, videos, faxes, calendar events, tasks, photographs, music, and other data related to your account in order to provide the service to you.
• Payment Account Information - For certain services, we also request credit card or other payment account information which is stored and maintained by a trusted and reputable third party banking institution. We may combine the information you submit under your account with information regarding Foldera services from third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.
• Cookies - During your visit to the Foldera website we may send one or more cookies to you. A cookie is a small text file that is placed on your hard disk by a web page server to be read at a later date by a web server in the domain that issued the cookie to you. It contains a string of characters that uniquely identifies your browser. We use cookies to improve the quality of our services by storing user preferences and tracking user trends, such as how people search and to save you time by eliminating the need to repeatedly enter the same information. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Foldera features and services may not function properly if your cookies are disabled.
• Retained Information - Foldera may retain communications received from you in order to process your inquiries, respond to your requests and improve our services. When you use Foldera, Foldera's servers automatically record certain information about your use of Foldera. Similar to other web services, Foldera records information such as account activity (including storage usage, number of log-ins), data displayed or clicked on (including UI elements, ads, links); and other log information (including browser type, browser language, IP-address, date and time of access, cookie ID, and referrer URL).
• Affiliated sites - Some of the Foldera services will include other web sites. Personal information that you provide to the other sites may be sent to Foldera. We process such information in accordance with this Policy and will use this information in relation to the services we offer. These related sites may have different privacy practices and we encourage you to read their privacy policies. We do not exercise control over the sites displayed as search results or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.
• Links - The privacy policies in other websites may be significantly different from the Foldera Privacy Policy. We encourage you to review any applicable privacy policy to ensure that your information will be properly protected before you provide permission for the owner of such website to use your information. Foldera may provide links to third party sites on the Internet through this link provision of such links does not in any way constitute an endorsement by Foldera of any such sites. Foldera is providing these links to you only as a matter of convenience, but in no event is Foldera responsible for any content, products or other materials on or available from such sites.
• Other Sites - We do not exercise control over the sites displayed as search results or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

Foldera only processes personal information for the purposes described in this Privacy Policy.

Foldera processes personal information in the United States and in other countries. Foldera collects and uses your personal information to deliver the services you have requested and for particular purposes set forth in this Policy. In addition, other purposes may include the display of customized content and advertising based on the information collected (whether based on its own behalf or on the behalf and instruction of any third party), auditing, research and analysis in order to maintain, protect and improve the services, ensuring the technological functioning of Foldera and/or affiliate network and research and development for future products and/or services. In order to provide services in conjunction with other Foldera products or services, personal information collected on Foldera may be accessed and used by other services as necessary to provide such services. Any use of such information within Foldera will remain subject to the limitations of this Policy. Foldera maintains and processes your Foldera account and its contents to provide the Foldera service to you and to improve our services. The Foldera service includes relevant advertising and related links based on the IP address, content of your emails, instant messages, contact lists, documents, images, videos, faxes, calendar events, tasks, and other data related to your account and other information related to your use of Foldera. Foldera reserves the right to have our computers, or computers from a trusted, third-party advertising partner, such as Google or Yahoo/Overture, process the information in your emails, instant messages, contact lists, documents, images, videos, faxes, calendar events, tasks, photographs, music, and other data related to your account for various purposes, including formatting and displaying the information to you, delivering advertisements and related links, preventing unsolicited bulk email (spam), backing up your Content, and other purposes relating to offering you Foldera. In some cases, we may process personal information on behalf of and according to the instructions of a third party, such as our advertising partners.

Foldera also uses your personal information to communicate with you. We may send certain service communications such as welcome letters, billing reminders, information on technical service issues and security announcements. We may also occasionally send you product surveys, customer service surveys, or promotional mailings to inform you of other products or services available from Foldera and its affiliates.

Personal Information

When you sign up for a Foldera account, we ask you to provide personal information. If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.

Foldera will not sell, rent or lease its customer lists to third parties. We may contact you on behalf of other parties about a particular offering that may be of interest to you. In those cases, your personal information (e-mail, name, address, telephone number) is not transferred to the third party. We will not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of mailings, providing customer support, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. They will be required to maintain the confidentiality of your information and are prohibited from using that information for any other purpose.

Foldera may access and/or disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the law or to comply with the legal procedure or the site; (b) protect and defend the rights or property of Foldera; or (c) act in urgent circumstances to protect the personal safety of users of Foldera services or members of the public.

Personal information collected on this site may be stored and processed in the United States or any other country in which Foldera or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country.

Personal information will not be used for any reason or purpose other than as expressly provided for in this Policy unless you specifically opt in of the use of personal information for other purposes. We will not collect or use sensitive information for purposes other than those described in this Policy and/or in the specific service notices, unless we have obtained your prior consent.

Collection and Use of Personal Information of Children

Children may visit general areas of Foldera's web site and provide personal information, which will be collected, used and disclosed as described is this Privacy Policy.

When we collect age information and, of those users who identify themselves as under the age of 13, we will obtain consent from parents for the collection, use and sharing of their children's personal information on Foldera web site as described in this Privacy Policy. If we change this Foldera Privacy Policy in a way that expands the collection, use or disclosure of children's personal information, the parent will be notified and Foldera will be required to obtain the parent's additional consent. Parents can change or revoke the consent choices previously made, and review, edit or request the deletion of their children's personal information, by visiting Account Services.

Parents please note that if you grant consent for your child to use Foldera services your child will be able to communicate with, and disclose personal information to, other users of all ages. We encourage you to teach your children about communicating with strangers and to not disclose personal information online without your permission.

Information Protection

Foldera will protect individual information that you have provided to Foldera as described in this Privacy Policy. No individual personal information will be disseminated from Foldera to non-affiliated third parties. Foldera will only share personal and non-personal information with other companies or individuals outside of Foldera only if:

• You have granted your consent. We require opt-in consent for the sharing of any sensitive personal information.
• If personal information is provided to any of our related parties or persons for processing personal information on our behalf, Foldera will require compliance with this Policy and any other confidentiality and security procedures.
• If access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of Foldera, its users or the public as required or permitted by law.

Before personal information is transferred and becomes subject to a different privacy policy due to a merger, acquisition, or any form of sale of some or all of its assets or similar transaction, we will provide notice to you on this web site.

We may share with third parties, including advertisers, certain pieces of aggregated, non-personal information, such as descriptive or demographic data usage patterns and preferences, or the number of times one of their ads was clicked. This information will not provide individual identification.

Information Security

Foldera is committed to taking appropriate security processes to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. Foldera uses various processes to assist in the protection of personal information from unauthorized internal reviews and security measures, as well as physical security methods to prevent use and/or access, including unauthorized access to systems and data storage. Access to personal information is limited to a "need to know" basis to Foldera employees, contractors and agents in order to provide the services.

We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary. You should take reasonable steps to protect your personal information from others. Your personal information is not accessible to others unless you choose to share it. When you send email, Foldera includes information such as your email address and the email itself as part of that email. You should not give your passwords to anyone and you should take appropriate measures to protect your passwords at all times. Foldera is not responsible for any activities or actions of third parties. Foldera provides each user with a unique user name and password that must be entered each time a user logs on.

Foldera processes personal information only for the purposes for which it was collected and in accordance with this Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services.

Accessing and Updating Personal Information

Foldera uses reasonable good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes.

You can update your personal information through the 'Preferences' section of Foldera. Your current address, phone numbers and other relevant information will be displayed. You are allowed then to enter your password and update the records as desired.

Credit Card Purchases

If you are making credit card purchases on a Foldera website or with a customer service representative, you will be requested to provide certain information such as your customer number, name, address, telephone number, email address, credit card number and expiration date and a password. Foldera uses this information to validate and authorize the transaction in order to securely process orders, maintain order updates and gather updates for reporting purposes. Credit card transactions and order fulfillment services will be handled by reputable third-party banking and distribution institutions who are under strict obligation to keep your personal information private and they will only use the information to verify and authorize the credit card date to process orders. Your personal information is not readable as it navigates through the ordering system and it will be kept secure through use of various encryption methods and applications.

Enforcement

Foldera regularly reviews its compliance with this Policy. Please feel free to direct any questions or concerns regarding this Policy or Foldera's treatment of personal information by contacting us through this web site or by writing to us at [Privacy Matters], c/o Foldera Inc., 17011 Beach Blvd. Suite 1500, Huntington Beach, CA. USA. When we receive formal written complaints at this address, it is Foldera's policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve complaints regarding the transfer of personal data that cannot be resolved between Foldera and an individual.

Changes

Foldera will from time-to-time update this Policy to include changes in our services. We will not reduce your rights under this Policy without your explicit consent. We will use the reference to "updated" to indicate such change and will post any Policy changes on this page. Additional notices may be provided for significant changes to the Policy. Each version of this Policy will be identified at the top of the page by its effective date. Foldera will maintain all prior versions of this Privacy Policy for your review.

Questions and comments relating to the Foldera Privacy Policy should be sent directly to info@foldera.com.